Common Workers’ Compensation Payouts in Minnesota
Depending on the nature and severity of your workers’ comp injury, you might be entitled to medical coverage, wage loss benefits, permanent partial disability, and even rehabilitation and retraining benefits. Below is a partial list of the most common types of workers’ compensation benefits available to injured employees in Minnesota:
Temporary Total Disability (TTD) Benefits
When an injured employee is entirely unable to work on a temporary basis due to a work injury, these benefits are paid at 2/3 of his or her “average weekly wage.”
For injuries from October 1, 2008 forward, Minnesota law limits temporary total disability payments to a maximum of 130 weeks.
Temporary Partial Disability (TPD) Benefits
These benefits are paid where an employee has sustained a loss of earning capacity because of a work injury.
For instance, if an injured employee is only able to return to work half-time due to limitations arising from the work injury, temporary partial disability benefits will be paid at 2/3 of the difference between his or her average weekly wage at the time of the injury and the wages earned from working reduced hours.
Permanent Partial Disability (PPD) Benefits
This one-time, typically lump sum benefit is paid as compensation for the permanent functional loss of the body based on a complex disability schedule.
For instance, a knee replacement (total condylar arthroplasty) required as a result of a work injury is assigned an 8% permanent partial disability rating, which equates to a lump sum payment of $6,720.
Permanent Total Disability (PTD) Benefits
Where a work injury renders an employee permanently and totally disabled, he or she may need wage replacement benefits from workers’ comp for the rest of his or her life.
Unfortunately, Minnesota has complicated rules that dictate eligibility for permanent total disability benefits. Workers’ compensation insurers in Minnesota often use this complexity to fight permanent total disability claims tooth and nail.
Workers’ compensation benefits are complex, and this post should therefore not be taken as legal advice. If you have questions about workers’ compensation benefits that may be available to you, contact the Schneider Law Firm or another experienced workers’ compensation attorney immediately.
Disclaimer: The information on this site is intended for informational purposes only. This piece is not intended as legal advice and should not be construed as such. Please contact an attorney for questions regarding legal matters.